About Us

Insurance built by someone who has done the work

Foundation Repair Insurance is a specialty program of Contractors Choice Agency — and we are not a generalist broker who learned about piering from a brochure.

Structural inspection of a foundation

From the job site to your policy

Josh Cotner spent years as a contractor before founding Contractors Choice Agency in 2005. That background is the whole reason this agency exists — he was tired of buying insurance from people who did not understand the trades they were pricing.

Today CCA insures nearly 300 specialty trade contractors across the country, with deep focus on the high-liability niches that generalists get wrong: foundation repair, underpinning, waterproofing, and soil stabilization. We know the difference between a helical pier and a push pier, and we know which one changes your underwriting.

We are licensed in all 50 states, we work only with A-rated carriers, and we guarantee a 2-hour response on claims. Most foundation contractors get a quote from us in about 15 minutes.

Former contractor founded — insider perspective
Licensed in all 50 states
A-rated carriers only
2-hour claims response guarantee
298+
Contractors Insured
20+
Years in Business
50
States Licensed
15 min
Quote Turnaround
A-rated
Carriers Only

Let's talk about your coverage

Call us or request a quote — a real specialist reviews every request.

Get foundation contractor insurance that actually fits your work

Talk to a specialist who understands piering, underpinning, and structural liability. Most quotes take 15 minutes.