General Liability Insurance
The bedrock of your protection
General liability (GL) is the single most important policy a foundation repair contractor carries. It responds when your work causes property damage or bodily injury to a third party — and in foundation work, those claims are both common and expensive.
Almost every client, general contractor, and property manager will demand proof of general liability before you start a job. But not all GL policies are built for the realities of piering, underpinning, and structural repair. We make sure yours is.
What this coverage includes
Property Damage Liability
Covers damage your work causes to a client’s property or an adjacent structure — cracked driveways, shifted retaining walls, or damaged utilities during excavation.
Bodily Injury Liability
Pays for third-party injuries that occur because of your operations, including the legal defense costs that come with them.
Completed Operations
Responds to damage that surfaces after a job is finished — critical in foundation work, where settlement claims often arrive months or years later.
Products & Materials
Covers liability tied to the piers, anchors, and materials you install when they are alleged to have caused damage.
Real-world claim scenarios
A repaired foundation settles months later and the homeowner alleges your work caused new damage.
Excavation for underpinning cracks a neighbor’s driveway and they file a third-party claim.
A passerby is injured near your open work site and pursues a bodily-injury claim.
Why it matters for foundation work
Required by virtually every contract you’ll sign.
Soil-movement and settlement claims are the most frequent — and most costly — in the trade.
Defense costs alone can exhaust an underbuilt policy; we size limits to your real exposure.
Bundle and save
Most foundation contractors combine this with general liability, workers’ comp, and equipment coverage in one program. We’ll build the full stack in about 15 minutes.
Get My QuoteGet foundation contractor insurance that actually fits your work
Talk to a specialist who understands piering, underpinning, and structural liability. Most quotes take 15 minutes.