Equipment & Tools Coverage
Keep your equipment working — and replaceable
Foundation work depends on expensive, specialized equipment: hydraulic piers and jacks, concrete drills, and excavation machinery. When that gear is stolen, damaged, or lost, the cost is not just the replacement — it’s the jobs that stall while you wait.
Equipment and tools coverage, written on an inland-marine form, protects your gear wherever it goes: on the job site, in transit, or in storage.
What this coverage includes
Heavy Equipment
Covers hydraulic jacks, drilling rigs, and excavation equipment against theft, damage, and loss.
Small Tools
Protects the hand and power tools your crews rely on every day, often under a blanket limit.
In-Transit Coverage
Extends protection to equipment while it’s being hauled between job sites.
Rented & Borrowed Equipment
Covers your liability for equipment you rent or borrow to complete a job.
Real-world claim scenarios
Hydraulic piering equipment is stolen from a job site overnight.
A concrete drill is damaged beyond repair during a job.
Rented excavation equipment is damaged while in your care.
Why it matters for foundation work
Replacing specialized foundation equipment is expensive and slow.
Downtime from lost gear directly costs you revenue.
Standard property policies often exclude equipment away from your premises.
Bundle and save
Most foundation contractors combine this with general liability, workers’ comp, and equipment coverage in one program. We’ll build the full stack in about 15 minutes.
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