Commercial Auto Insurance
Coverage for your rolling job sites
Your trucks and trailers are essential equipment — and a serious liability exposure. They haul piers, hydraulic jacks, and excavation gear to every job, and a single accident can mean injury claims, cargo loss, and downtime that stalls your schedule.
Personal auto policies exclude business use. Commercial auto is the coverage that keeps your fleet — and your operation — protected on the road.
What this coverage includes
Liability Coverage
Pays for injuries and property damage you cause in an accident while operating company vehicles.
Physical Damage
Covers collision and comprehensive damage to your trucks and trailers, including theft and weather.
Hauled Equipment
Protects the piers, jacks, and gear in transit when paired with the right cargo or inland-marine endorsement.
Hired & Non-Owned Auto
Extends coverage to rented vehicles and employees’ vehicles used for business.
Real-world claim scenarios
A loaded equipment trailer is involved in a collision en route to a job.
A company truck is stolen from a job site overnight.
An employee causes an at-fault accident while driving for work.
Why it matters for foundation work
Personal auto policies exclude business use — leaving a major gap.
Foundation gear is heavy and valuable; transit risk is real.
A single serious accident can generate claims that dwarf your premium.
Bundle and save
Most foundation contractors combine this with general liability, workers’ comp, and equipment coverage in one program. We’ll build the full stack in about 15 minutes.
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